Shop now. Pay Later. with RELY

Shop at your favorite stores today and experience the freedom to pay later with Rely

Buy what you love today. Zero Interest

Enjoy the freedom to shop and pay later at your favourite stores

No hidden cost

Always zero interest when you pay on time. A late fee may be applied for missed payments. We’ll email your payment schedule and send notifications so there are no surprises.

Instant approval

No long forms. You’ll know if you’re approved instantly and your order will ship as it would with any other form of payment

Pay your way

Supports credit or debit cards across all major banks. Pay over time and continue earning yours card rewards.

MAXIMISE CARD REWARDS

Link any bank credit or debit cards as your payment method and continue earning rewards across your cards

NO INTEREST OR FEES

Nothing extra to pay if you make your payments on time. A late fee may be applied for missed payments.

INSTANT APPROVAL

Get approved instantly. No lengthy forms to fill. It’s as simple as when making any other card purchase.

Effortlessly in control

We set out to build Rely to give everyone the power to take back control of their spending. It’s time to stop falling prey to the debt trap, wasting your hard earned money on compounding interest and get confused over complicated financial jargons.

Our transparent payment option enables you to shop now and pay later without the implications of compounded interest, hidden fees.

We are strong advocates of responsible spending

RESPONSIBLE SPENDING

Rely customers should only spend what they can afford to pay back. To help our customers, we take time to know them before enabling them to spend more. We harness sophisticated algorithms to determine their spending capacity and ability to repay on time.

KEEPING IT SIMPLE

We will always be committed to making our products as simple as it can be so everyone can understand.

WE ARE ON THE SAME SIDE

Unlike typical financial business that relies on you holding on to revolving debt that accrues compound interest, Rely benefits from customers paying their orders in full and on time.

Add items to your shopping cart and select Rely as your payment method during checkout

Enter your credit or debit card payment details to split your purchase into 4 interest-free payments

Enjoy instant approval for your purchases and automated payments to your card every two weeks.

How do I use Rely Installment?

Simply shop online and add items to your shopping cart. At checkout, choose Rely Installment as your payment method. First time customers will need to register with Rely and provide payments details as usual. Returning customers simply log in to make their purchase with Rely Installment.

What cards does Rely accept?

Rely Installment accepts Mastercard and Visa credit and debit cards issued in Singapore. Unfortunately Rely does not accept any prepaid cards or foreign debit cards.

When will my first payment be charged?

Your first payment will be charged upon approval at the time of purchase. Subsequent payments will be automatically charged to your card.

When will I get my order?

Your order made with Rely Installment will be delivered at the same standard timeframes as all other orders.

Is there a limit to how much I can spend with Rely Installment?

Yes, limits may vary depending on the individual order and customer. The more orders you have successfully repaid, the more likely you will be able to spend more. Limits are usually lower for new shoppers until we get to know you. Maximum Transaction Limits Debit Card – $1000 Credit Card – $4000

How do I return or exchange an item purchased with Rely Installment?

You can return or exchange your item according to the store’s Return Policy. Refunds will be processed by adjusting your payment plan with Rely. If you have paid more than the adjusted amount, Rely will then arrange a refund to be paid to you

What products are not eligible for purchase with Rely Installment?

Rely Installment is not available on purchase of gift cards.